The sooner you confront your debt, the less damage it will do. Understanding how much debt you owe may keep you from creating new debt. There’s no better time than now to start repairing your credit. Follow this easy advice to get your credit back on track.
If you want to fix your credit, you must first conjure a workable plan that you can stick to. You must make a commitment to making changes on how you spend money. If you don’t need something, don’t buy it. Look at your purchases closely. If you cannot afford something, and you do not need it, do not buy it.
If you need a credit card to aid in fixing your credit but you cannot obtain one due to the state of your credit, applying for a secured credit card is an option.… Continue reading